Corporate credit collateralized by BTC, with local settlement in BRL via PIX. Built for treasuries, family offices and institutions that think in decades — not in market cycles.
USD or BRL loans against BTC collateral, with competitive LTV, institutional rates and a structure aligned with your balance sheet.
Off-ramp via corporate PIX with settlement in hours, not days. BTC→BRL conversion in a regulatorily compatible structure, reconcilable ledger.
Complete white-label infrastructure for institutions to offer Bitcoin-backed credit under their own brand, with a custom portal and independent governance.
BTC is deposited in a qualified, segregated structure with multi-sig cold storage. You retain continuous visibility over the collateral.
We define LTV, term, currency and covenants based on client parameters, risk profile and corporate governance.
BRL via corporate PIX or USD via international wire, in hours after signing. Ledger reconcilable with your ERP.
Round-the-clock collateral tracking with escalated margin alerts, safety buffers and transparent disclosure.
Hold the long-term thesis while solving operational and strategic needs in local currency.
Liquidity without a tax event. Preserve your BTC position while financing alternative opportunities.
Launch a Bitcoin-backed credit product under your own brand, on top of our infrastructure.
Corporate PIX, reconcilable and auditable.
MSB FinCEN registration in progress + LATAM structure.
Qualified cold storage, multi-sig.
Buffers and escalated alerts.
Fully remote institutional KYB.
Integration with ERP and treasury.
Financial institutions can offer Bitcoin-backed credit to their own clients using OrPayments' engine — with a custom portal, API, independent governance and negotiable take-rate.
We operate under institutional governance standards. Here is, honestly, where each control stands today.
OrPayments is in development. We are selecting a small group of treasuries, family offices and institutions to co-design the product and launch with us in Q3 2026.
Directly with one of the founders. No deck, no formality — we want to understand your treasury, your parameters and see if it makes sense to move forward.
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